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USER AGREEMENT

  1. Afri Profit
  2. User Agreement

We appreciate your visit to our platform (the "Platform") on which you discovered the link to this User Agreement (the "Platform"), and to our Data Protection Statement (the "Data Protection Statement"). This platform is operated and managed by Afri Profit and any holding companies, subsidiaries or related entities, all of which are referred to as Afri Profit. The Platform is our property (referred to collectively as "we", "our" or "us") and you may reach us at any time via email at:

By accessing the Platform or utilizing our products and/or solutions ("Provider Solutions" and collectively with Subscription Solutions, referred to as "Solutions"), you agree to comply with this User Agreement ("Agreement") and our Data Protection Statement. This Agreement includes operating rules, policies, information and other supplemental terms. We reserve the right to modify the Agreement from time to time without prior notice and at our discretion. It is your responsibility periodically to review this page for updates to the Agreement, which shall come into effect once posted. Your continued use of the Platform will be deemed acceptance of the Agreement.

Please carefully review the complete terms of this User Agreement. If you disagree with any part of it, you are not authorized to use the Solutions or the Platform in any manner. We reserve the right to deny access to the Solutions and/or Platform at our sole discretion.

NO FINANCIAL GUIDANCE

Unless otherwise expressly stated to the contrary, this platform is not designed for the purpose of providing personal financial or investment guidance. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

You should evaluate whether the information on this platform is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information provided on or in relation to this platform. You can either make this assessment yourself or seek the professional assistance of any independent financial adviser.

Unless otherwise expressly stated to the contrary, the information on this platform is not a recommendation to invest in any financial products or solutions offered by any member of the IG group of companies.

OFFERINGS AND SOLUTIONS

Not all offerings and solutions referred to on this platform are necessarily provided by us. The identification or use of any external party offerings, solutions, platforms or networks is not an endorsement of such offerings, solutions or platforms or networks. This platform may allow you to access platforms and networks provided by persons other than us via a hypertext or other link.

We accept no responsibility or liability of any kind in respect of any materials on any platform or network that is not under our direct control. You acknowledge that your access to such other platforms or networks via such a link may require us to provide certain information about you to the proprietor of that platform or network. Nothing in this platform is intended to be nor should it be understood by you as being neither investment nor financial guidance from or by us.

SCOPE AND AMENDMENT

You agree to the terms outlined herein concerning your use of our Platform. This Agreement constitutes the entire agreement between you and us, superseding all prior agreements, representations, warranties, and understandings concerning the Platform.

Please note that this Agreement may change periodically. If we modify this Agreement, we will inform you of the choices you have due to such changes. Additionally, we will post a notice indicating the modification. Your continued use of the Platform and/or our Solutions implies your full agreement to comply with the updated terms and conditions in effect at that time. It is your responsibility to regularly check this page for updates and/or changes.

ELIGIBILITY

The Platform and our Solutions are exclusively available to individuals eligible to enter into legally binding contracts under applicable law. They are not intended for use by individuals under the age of eighteen (18). If you are under eighteen (18) years old, you do not have permission to use and/or access the Platform and/or Solutions.

DESCRIPTION OF THE SOLUTIONS

Subscription Solutions: Upon registering on the Platform and receiving approval from us, you can obtain, or attempt to obtain, Subscription Solutions for a fee or no fee. These solutions provide email content, text, and other materials ("Subscription Content") relevant to online marketing from us and external-party partners ("External-Party Providers"). This is not investment guidance. You understand and agree that we are not responsible or liable for the accuracy, completeness, or appropriateness of the Subscription Content.

Provider and External-Party Solutions: By completing registration forms, you can obtain, or attempt to obtain, certain products and/or solutions from the Platform. Product and/or solution descriptions on the Platform may be provided by External-Party Providers. We do not guarantee the accuracy or completeness of such descriptions. You understand and agree that we are not responsible or liable for your inability to obtain products and/or solutions from the Platform or its affiliated partners any disputes with product sellers, distributors, external party providers who you might engage with in relation to the platform.

General: To use the Solutions, you must provide accurate Solution Registration Data, and we reserve the right to reject incomplete, fraudulent, or unacceptable data. Unless explicitly stated otherwise, any future offers enhancing the Platform's features will be subject to this Agreement. You agree that we are not responsible for your inability to use and/or qualify for the Solutions and any modifications, suspensions, or discontinuations.

INTELLECTUAL PROPERTY RIGHTS

The Platform, Content, and Solutions, including organization, graphics, design, compilation, software, and other matters, are protected under applicable copyrights, trademarks, and other intellectual property rights. Reproducing, redistributing, or selling any part of the Platform, Content, and/or Solutions is strictly prohibited. Retrieval of material by automated means or scraping for any purpose without written permission is prohibited. You do not acquire ownership rights to any content, document, software, solutions, or materials on the Platform. Our name, logo, graphics, icons, and solution names are trademarks. Unauthorized use of any trademark is strictly prohibited.

PROPRIETARY INFORMATION

Proprietary information refers to confidential information identified as such and excludes publicly known information, pre-existing knowledge, independently developed information, or information received from an external party without restrictions on disclosure. The duty to protect proprietary information expires one (1) year after termination.

HYPERLINKING TO THE PLATFORM, CO-BRANDING, "FRAMING," AND/OR REFERENCING THE PLATFORM PROHIBITED

Hyperlinking the Platform or parts thereof to another platform without our express authorization is prohibited. "Framing" the Platform or referencing the Uniform Resource Locator ("URL") without our written permission is strictly prohibited. Cooperation to remove such content or activity is required, and you are liable for any associated damages.

EDITING, REMOVING, AND MODIFICATION

We reserve the right to edit and/or remove any documents, information, or content on the Platform without prior notice.

DISCLAIMER

THE PLATFORM, SOLUTIONS, CONTENT, AND ANY EXTERNAL-PARTY PRODUCTS ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS, WITH ALL WARRANTIES, EXPRESS AND IMPLIED, DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. WE MAKE NO WARRANTY THAT THE PLATFORM, SOLUTIONS, CONTENT, AND/OR EXTERNAL-PARTY PRODUCTS WILL MEET YOUR REQUIREMENTS OR BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU AGREE THAT WE ARE NOT LIABLE FOR ANY CLAIM IN CONNECTION WITH THE INABILITY TO USE THE PLATFORM, SOLUTIONS, CONTENT, AND/OR EXTERNAL-PARTY PRODUCTS. THE PLATFORM MAY CONTAIN BUGS, ERRORS, OR LIMITATIONS, AND WE ARE NOT LIABLE FOR INTERNET CONNECTION AVAILABILITY.

LIMITATION OF LIABILITY

WE ARE NOT LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION, INCLUDING BREACH OF CONTRACT, WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND ANY OTHER TORTS. YOU RELEASE US AND OUR EXTERNAL-PARTY PROVIDERS FROM OBLIGATIONS, LIABILITIES, AND CLAIMS BEYOND THE STATED LIMITATION. IF APPLICABLE LAW DOES NOT PERMIT THIS LIMITATION, OUR MAXIMUM LIABILITY UNDER ANY CIRCUMSTANCE WILL BE FIVE HUNDRED DOLLARS ($500.00).

INDEMNIFICATION

You agree to indemnify and hold us, our partners, subsidiaries, affiliates, and their respective members, officers, directors, employees, agents, and partners harmless from any claims, expenses, damages, suits, costs, demands, and/or judgments made by any external party due to or arising from your use of the Platform, Solutions, or Content; your breach of this Agreement; and/or your violation of another individual and/or entity's rights.

EXTERNAL PARTY PLATFORMS

The Platform may provide links to other Internet platforms and/or resources owned by External-Party Providers. We are not responsible for the availability of such external-party platforms and/or resources, nor the contents thereof, and we do not endorse or assume liability for their terms, privacy policies, content, advertising, solutions, products, or materials.

DATA PROTECTION STATEMENT/VISITOR INFORMATION

Your use of the Platform and all submitted comments, feedback, information, Registration Data, and/or materials are subject to our Data Protection Statement. We reserve the right to use information regarding your Platform use and personally identifiable information according to our Data Protection Statement and applicable data protection laws.

LEGAL WARNING

Any attempt to damage, destroy, tamper with, vandalize, or interfere with the Platform's operation is a violation of criminal and civil law. We will pursue remedies against any offending individual or entity to the fullest extent permitted by law and in equity.

CHOICE OF LAW AND VENUE

This Agreement is governed by and construed according to the laws of the UK. The Parties will attempt to negotiate a settlement in good faith for any claim or dispute arising out of or related to this User Agreement amicably. If the Parties fail to agree on terms, the dispute will be submitted exclusively to confidential arbitration proceedings in front of a single arbitrator in London under ICC rules, whose award shall be final and binding. No party shall file a claim with its local court of domicile or any other forum.

DATA PROTECTION ADDENDUM

This Data Protection Addendum forms part of our User Agreement. The terms used herein have meanings specified in this Addendum. Except as modified below, the Agreement remains in full force and effect.

  1. Definitions
    1. Applicable Laws: EU or Member State laws regarding Personal Data subject to EU Data Protection Laws and other applicable law for Personal Data subject to other Data Protection Laws.
    2. Controller: Entity determining the purposes and means of Personal Data processing.
    3. Data Protection Laws: EU Data Protection Laws and data protection or privacy laws of any other country.
    4. EU Data Protection Laws: EU Directive 95/46/EC, GDPR, and related laws.
    5. GDPR: EU General Data Protection Regulation 2016/679.
  2. Collection and Processing of Personal Data
    1. We agree to comply with all applicable Data Protection Laws in Personal Data Processing.
      1. We represent and warrant that we have necessary permissions and consents from data subjects to lawfully allow the collection, processing, and sharing of Personal Data via the Solutions in accordance with Applicable Laws.
      2. We will maintain a mechanism for obtaining and withdrawing consent, in compliance with Applicable Laws, and publicly available privacy policy.
      3. We acknowledge not to provide Solutions to children under eighteen (18).
  3. Security
    1. We will implement appropriate technical and organizational measures for data security in accordance with Article 32(1) of the GDPR.
  4. Subprocessing
    1. You authorize us to appoint Subprocessors and ensure written contracts with Subprocessors offer the same level of protection for Personal Data as outlined in this Addendum and meet GDPR requirements.
  5. Data Subject Rights
    1. We will assist in responding to Data Subject rights requests under Data Protection Laws, considering the nature of the Processing.
  6. Personal Data Breach
    1. We shall immediately inform affected Data Subjects upon becoming aware of a Personal Data Breach, assisting in investigation, mitigation, and remediation.
  7. General Terms
    1. Disputes or claims arising under this Agreement are subject to the jurisdiction stipulated herein. If any provision is invalid, the remainder shall remain valid.
  8. Amendments
    1. Amendments to this Agreement may be made from time at our sole discretion

By agreeing to this User Agreement, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined above. Your continued use of the Platform and Solutions constitutes acceptance of these terms. If you have any questions or concerns, please contact us at

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